If a creditor has garnished your wages or bank account, filing bankruptcy will stop the garnishment going forward. Depending upon when you file your case in relation to the date the writ of garnishment is served may impact your ability to get back money already garnished. If you file very quickly after the writ is served, there is a good chance you can get your garnishment money back. If you wait too long to file bankruptcy after the writ of garnishment is served, the garnishing creditor will have an enforceable lien against the money garnished. It is important that you react very quickly if you are garnished. The bottom line is do not wait.